AD Mortgage Expands Homeownership Access with New Freddie Mac HomeOne Program

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FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Sep 25, 2025--

AD Mortgage, a leading national mortgage lender, announced today the launch of the Freddie Mac HomeOne program, significantly expanding affordable mortgage options for qualified first-time homebuyers across the country. The program offers up to 97% financing with no geographic restrictions or income limits, breaking down common barriers to homeownership.

The Freddie Mac HomeOne program is designed to enable lenders to serve more borrowers, particularly first-time homebuyers who may not qualify for other affordable lending programs.

"Launching the HomeOne program is a direct response to the growing need for flexible and affordable mortgage solutions," said Max Slyusarchuk, CEO of AD Mortgage. "HomeOne empowers a new generation of homeowners by providing a responsible, sustainable path to achieving their dream with less upfront capital."

Key benefits of the AD Mortgage Freddie Mac HomeOne program include:

• Up to 97% loan-to-value (LTV) financing, minimizing the upfront cash needed to purchase.
• Loan amounts up to $806,500.
• No income limits or geographic restrictions for borrowers.
• Temporary rate buydowns available to further improve initial affordability.
• At least one borrower must be a first-time homebuyer.

AD Mortgage’s implementation of this program underscores its commitment to creating innovative pathways to homeownership. This new program is a powerful tool for real estate agents and brokers, allowing them to be more competitive in a challenging market.

Disclaimer: Program eligibility, terms, and conditions are subject to Freddie Mac guidelines, as well as standard credit, underwriting, and property requirements.

About AD Mortgage

As a premier direct mortgage lender, AD Mortgage offers a full spectrum of Conventional, Government, and Non-QM loan products with 24-hour turnaround times and some of the most competitive rates in the industry. In addition to their Prime Jumbo loan product, AD Mortgage offers programs for Prime borrowers, Foreign National borrowers, as well as borrowers with imperfect credit histories. Programs with no income verification are also offered for investment property loans. The company offers free concierge services, bank statement reviews, marketing tools and resources, and more to support the brokers they serve. In 2024, AD Mortgage received several prestigious industry awards, including being officially verified as the #1 Non-QM Lender and a Top 3 DSCR and Bank Statement Lender by Scotsman Guide. They were also named a Top 10 Wholesale Lender by Forbes, awarded a Stevie for Innovative Mortgage Technologies, and received a Globee for Achievement in Artificial Intelligence.

AD Mortgage LLC is an Equal Housing Lender. NMLS ID #958660.899 W Cypress Creek Rd, Fort Lauderdale, FL 33309. For important disclosures and state licensing information:
https://admortgage.com/important-disclosures/

View source version on businesswire.com:https://www.businesswire.com/news/home/20250925094969/en/

CONTACT: Andy Restrepo

AD Mortgage LLC

(645) 240-2300

[email protected]

KEYWORD: UNITED STATES NORTH AMERICA FLORIDA

INDUSTRY KEYWORD: RESIDENTIAL BUILDING & REAL ESTATE CONSTRUCTION & PROPERTY PROFESSIONAL SERVICES FINANCE

SOURCE: AD Mortgage LLC

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PUB: 09/25/2025 02:00 PM/DISC: 09/25/2025 01:59 PM

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